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SBA opens Spokane center for Eastern Washington wildfire loans

The U.S. Small Business Administration said a disaster loan outreach center opened in Spokane County on Oct. 28 for businesses and residents affected by Eastern Washington wildfires in July and August.

The U.S. Small Business Administration said a Disaster Loan Outreach Center opened in Spokane County on Wednesday, Oct. 28, to help businesses, nonprofits and residents affected by Eastern Washington wildfires from July 23 through Aug. 311.

SBA said customer service staff would be at NorthTown Mall, Unit 2058, 4750 North Division Street, Monday through Saturday from 11 a.m. to 7 p.m., with walk-ins welcome and appointments available online1.

The agency said businesses and private nonprofits may apply for physical disaster loans of up to $2 million to repair or replace damaged real estate, equipment and inventory, and that homeowners may apply for up to $500,000 to repair a primary residence and up to $100,000 for personal property1.

SBA listed interest rates as low as 4 percent for businesses, 3.625 percent for nonprofits and 2.875 percent for homeowners and renters, with terms of up to 30 years, and said interest and payments do not begin until 12 months after the first disbursement1. Physical damage applications are due Dec. 21, and economic injury applications are due July 22, 2027, according to the agency1.

Washington's Military Department, which houses the Emergency Management Division, said separately that people whose primary homes were destroyed or majorly damaged by wildfires on or after June 14, 2026, in Benton, Chelan, Columbia, Douglas, Ferry, Grant, Kittitas, Okanogan, Spokane, Stevens, Whitman or Yakima counties, or on listed tribal lands, can apply for a state Household Needs Grant2.

The state listed grants of $750 for a one-person household, $1,500 for two to four people and $2,250 for five or more, and said federal Individual Assistance is not currently open while officials work with FEMA on a joint damage assessment2. The state said applications can be filed online or by calling 2-1-1, listed as 8 a.m. to 7 p.m. Monday through Saturday2.

Sources

  1. U.S. Small Business AdministrationSBA Opens Disaster Loan Outreach Center in Spokane
  2. Washington Military DepartmentWildfire Disaster Assistance

How it’s being reported

2 sources

First reported by U.S. Small Business AdministrationU.S. Small Business Administration

Wildfire Disaster Assistance

State grants, eligible counties and that FEMA Individual Assistance is not yet open.

Washington's emergency management site describes a state Household Needs Grant for wildfire-damaged homes and says federal Individual Assistance is not currently open.

Leaves out The SBA mall outreach center hours and federal loan dollar limits.

Where they agree

  • Eastern Washington wildfires in 2026 left households and businesses seeking recovery aid in Spokane County and nearby counties.